# Premium Renewal

Premium individual subscriptions renew automatically on an annual basis. You can check your renewal date from your [web vault](https://bitwarden.com/it-it/help/getting-started-webvault/) by navigating to **Settings** → **Subscription:**

![Subscription page](https://bitwarden.com/assets/3Ru9TSLguhRNYtLe2TLwXk/bec6794eb58efa8780504720d4acb250/2026-03-03_10-24-17.png)
*Subscription page*

As your renewal date approaches, we recommend confirming your [payment method](https://bitwarden.com/it-it/help/payment-methods/) is up-top-date by going to **Settings** → **Subscription**→ **Payment method**. Learn how to [update your billing information](https://bitwarden.com/it-it/help/update-billing-info/#update-billing-for-individual-premium-subscriptions/).

> [!NOTE] Payment disruption 
> If we cannot process your payment method, or if you have cancelled your subscription, your account will revert to [free individual](https://bitwarden.com/it-it/help/password-manager-plans/#free-individual/). Until you re-instate your premium subscription, this will result in the following:
> 
> **Two-step login**
> 
> You will **not** be locked out of your vault, however you will not be able to use advanced two-step login options such as Yubikey or Duo for authentication.
> 
> - If you have a core two-step login option enabled (authenticator app or email), you will be prompted to use the enabled option.
> - If you do not have another two-step login option enabled, you will authenticate into your vault without two-step login.
> 
> Your secret keys will remain stored in vault items in the **Authenticator Key (TOTP)** field, however Bitwarden will not generate TOTP codes.
> 
> **Encrypted file attachments**
> 
> Files will **not** be deleted from your vault, however you will not be able to upload or download.
> 
> **Emergency access**
> 
> Trusted emergency contacts will still be able to request and obtain access to your vault. As a grantor, however, you will not be able to add new or edit existing trusted emergency contacts.